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When you think of an ID thief you might think of someone stealing mail from your mail box, sneaking around an ATM, or perhaps lurking online seeking an opportunity to steal your identity. But what if I told you that an ID thief could actually be your housekeeper, a clerk, your neighbor, or anyone that has access to your personal information or home? There have been cases where babysitters have been arrested for ID theft. The very person you trust may not be trustworthy. It's a good idea not to prejudge. With ID theft being a major problem, it is a good idea to safeguard your mail and personal information even in your home. Keep your mail and personal information away from shared areas where you receive outside guest in your home. While your focus is on the outside of your home, the ID thief could be sitting on your sofa lurking through your personal information that's being displayed on your coffee table.
The elderly and handicapped in my opinion are especially vulnerable. They are often relying on the services of others that could predispose them to increased risk. Sometimes it is a necessity to have various helpers coming in that have next to no supervision. It is my opinion, and I share this opinion with many, that some type of ID protection bundled in with all the other services they depend upon daily, has become a necessity. The elderly and handicapped, like the general population, have to keep a clean identity so they can continue to qualify for the various programs they may be utilizing. Having a comprised identity could be absolutely devastating to someone who couldn't qualify for a needed benefit or service because of an identity theft situation. Having an ID theft policy is like having insurance that will not necessarily prevent ID theft, but will provide some peace of mind that someone is monitoring. Identity protection companies will help protect you against ID theft, and also help you recover your good name should you become a victim.
Children are also becoming an increasing target for ID theft. The ID thief could be someone here illegally seeking a social security number to obtain work. Or it could even be someone using a child's social security number to obtain a drivers license after their own has been suspended. There are not many parents that monitor their children's identity, and thieves take advantage of this. There have been cases where young people were unable to secure college loans because someone had compromised their identity. Having an experienced attorney to help you restore your credit may also be necessary. The benefit of subscribing to an ID theft prevention service is definitely cheaper in a lot of cases than becoming a victim of identity theft. Even though someone monitors your credit report, it does not guarantee that you will never become a victim. It does however give you some assurance that you have a tool in place to minimize your exposure, because in today's world it has become a necessity to monitor your credit.
This article cannot be published without full author's details.
Joyce McKnight is a published internet author, and an advocate for consumer awareness. To learn more about identity theft see http://www.idtheftsolutionblog.blogspot.com/.
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