Kamis, 19 April 2012

Several Miserable Truths Regarding Identity Fraud

AppId is over the quota
AppId is over the quota

Four years earlier Heartland Payment Processor had a database break in which exposed over financial risk. Last year Sony Playstation Network was breached. 100 million people had their card info exposed. This time internet thieves are at it again.

Spokespeople for the two major credit card companies confirmed that Atlanta base card processor Global Payments was breached and the organization only found out about the breach just recently. While the numbers are a far cry from the above mentioned this is little solace to the one and a half million cardholders who are now vulnerable to identity theft. Unsurprisingly Visa has stopped conducting business with Global Payments.

These types of database break ins make nationwide news but the local media is full of reports of identity fraud just about every day. For instance several people in Georgia were recently convicted of opening fraudulent accounts after stealing mail and credit card information. Another group in Albuquerque New Mexico made use of court records available to the general public online to steal the identity of over two hundred people.

All these occurrences and the many others which go unreported demonstrate a few pretty troublesome realities when it comes to identity theft and fraud

1. There Is Absolutely No Such Thing As 100% Guaranteed Prevention

Regardless of the bank and/or security service none of them can stop your personal identity from getting stolen. Protecting the SSN and other information is effective in reducing your possibility and in a number of instances quite significantly. Yet the bottom line is much of your personal data is available regardless of whether it's medical history, charge card details or even as the Albuquerque incident reveals court files.

In addition to that crooks are finding more and more strategies to take what belongs to you. There has recently been an increase in the number of attacks on mobile phones. Although some identity theft companies do a good job of monitoring what's going on as well as working with you to recover your identity they are unable to stop the attack from occurring

2. More Than Likely You Will Know The Thief

Roughly 50 percent of people that have their identities stolen know the person who did it. Most recently a lady was arrested by the police for taking her very own sister's identity. The sad part is many of these crimes go unreported because the victim either does not know or just does not have the heart to call the police.

3. Mending Your Credit Is Tough

It is really challenging dealing with the credit bureaus particularly if you aren't utilizing some kind of identity theft service. The credit reporting agencies are very slow when it comes to clearing this stuff from your records even when you supply more than enough evidence demonstrating you are not responsible for the fraudulent charges made.

For more information regarding identity theft go to id theft information


View the original article here

Tidak ada komentar:

Posting Komentar