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If you are a frequent internet user, then you should definitely be concerned about identity theft. Every year 10 million people fall victim to identity theft. You can avoid becoming a victim by not giving out your personal information and making sure your computer is properly protected.
Whatever you do online, make sure you refrain from giving out your personal information to people who you don't know. If you receive an email from your bank or other financial institution asking for information, do not click on the link in the email. Call the bank or institution or enter their web address in your internet browser directly. Financial institutions should not be requesting information through email. If yours does, then you may want to consider closing your account and switching to a different institution.
When making a purchase online, do not enter your credit card information unless you are on a secure internet page. A secure internet page can be identified by an "https" prefix to the web address instead of the typical "http" prefix. Many times you will also notice a symbol of a closed padlock to indicate a secure webpage as well.
You can further prevent online identity theft by choosing difficult-to-crack passwords. You should use passwords with a mixture of numbers, capital letters, and lowercase letters and symbols at least eight characters in length, but the more the better. Make sure you avoid using the same password for every site. Instead, write the websites and their usernames and passwords down on a piece of paper and keep it in a safe and inconspicuous yet accessible place. Just make sure you do not save them as a file on your computer. As a matter of fact, make sure you do not store any personal information such as credit card numbers or social security numbers on your computer, cell phone, or other electronic device.
You also want to make sure your computer protection software is up to date. It is imperative this day in age to have good antivirus, anti-spyware and firewall installed and constantly updated. You can find a lot of good free software out there that will perform these tasks just fine, but many of them do not update automatically. For ultimate online protection, it is usually worth the price to purchase a good internet security system. This will ensure your computer security, and your private information is kept up to date.
Now that you know how to prevent becoming a victim of online identity theft, it's time to put these methods to use. Just remember, be very skeptical about strange emails and make sure you make purchases from a trusted, secure website. It is also a good idea to use many difficult-to-crack passwords and ensure your computer protection software is up to date. By following these methods you can significantly lower your chance of being one of the 10 million yearly victims of identity theft.
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