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If you use the internet frequently, chances are you may be presenting yourself as a possible victim of online identity theft. One in every five people will have their identity stolen at some time in their lives. Not all become victims due to activities on the internet but nonetheless, internet identity thieves are becoming more and more elusive in their tactics. Because of this we need to keep our guard up now more than ever before. Here are some tips to help prevent becoming a victim to this deceitful crime.
1. Do not give out your personal information to people you don't know.
This may seem rather obvious to most people but it is surprising how trusting some people are. If something about a situation doesn't seem quite right, then go with your instincts.
2. If you are asked to update information from a financial institution by email, don't do it.
Identity thieves have been known to send spam emails made to look like they came from financial institutions. By clicking the link you are directed to a separate webpage identical to that of your financial institution. By entering your information, you are giving the identity thief full access to your account. Whenever you want to visit the webpage of your financial institution, make sure you type the address into your internet browser rather than using a link.
3. Do not make online purchases unless you are on a secure, trusted site.
Many people who are new to online purchasing fall for this one. Any time you are making a purchase and you are asked for your credit card information, look at the internet browser's address bar. Secure web addresses begin with "https". If it shows "http" do not enter your credit card information.
4. Select "difficult-to-crack" passwords.
Especially do this for highly private accounts like banks and financial institutions. You should consider using passwords with a mixture of capital and lowercase letters, numbers and symbols. Passwords should be at least 8-10 characters long but the longer the better. Also, make sure you are not using the same password for every site. A password cheat sheet can be created to help you remember the passwords and usernames for every site. Keep the cheat sheet in a secure but accessible location and do not save an electronic copy on your computer.
5. Make sure your computer protection software is up to date.
This day in age it is extremely important to have a good antivirus, anti-spyware and firewall installed on your computer and always kept up to date. There are many good free ones available but most of the time the free versions do not update automatically. It is usually a worthwhile investment to purchase a good internet security system that constantly updates by itself. This way you can set it and forget it.
Now that you know the top 5 tips for protecting your identity online, it's time to apply them. Remember, try to be aware at all times to whom you are giving information to. Only enter credit card information on secure websites and immediately delete strange emails. Also, do not get lazy with your password selection and computer protection software. They may someday save you a lot of financial and emotional burden and prevent you from becoming the one in five.
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