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Kamis, 19 April 2012

Personal Identity Protection

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AppId is over the quota

Identity Fraud is running rampant in the world today, are you safe? According to financial research, Identity fraud is the fastest growing crime in America, and is the #1 concern among consumers. Personal identify theft occurs when a criminal steals another person's private information and opens fraudulent credit accounts, stealing their identity and financial information. According to two studies done in July 2003 (Gartner Research and Harris Interactive), approximately seven million people became victims of identity theft in the prior 12 months, that is over nineteen thousand lives per day!

Identity theft happens in an unlimited number of ways, some are highly complex, some are as simple as trash diving. It's hard to believe, but some people make a good living by dumpster diving. They dig through public dumpsters and private trashcans looking for information, and it's totally legal. According to the U.S. Supreme Court (California v. Greenwood, decided May 16, 1988), all rights of privacy and ownership are forfeited by your disposal in the trash. The Court also said: "It is common knowledge that garbage is readily accessible to animals, children, scavengers, snoops, and other members of the public." Another form of attack is the more familiar online computer fraud or computer hacking method. Simply put, the steal all your personal information from your own computer by hacking into your home or office computer.

Protecting your online interest is best left to high quality security software from Norton, Symantec or many other firms. The best defense for protecting your personal identity theft is quite simple, shredding documents with your personal information before disposing of them. Don't give away your information to the public, SHRED IT! A short list of the items you should shred is listed below:

Financial StatementsCredit Statements and ReceiptsPersonal ChecksPay stubs and employer or other income documentationAnything showing names, addresses, phone numbers, and social security numbers, etc.

There are many quality shredders to chose from, most of these you can purchase online at discount office supplies web-sites. Many of the better and less expensive brands will not cost you a great deal of money and will do a great job for you. Shredders by SWINGLINE, FELLOWES and HSM are all fantastic and offer quality products. Choose a shredder with cross cut capabilities to really destroy the document and secure your information.

Securing your identity from theft is an ongoing challenge, these are just a few simple and yet effective ways to protect your precious identity. By shredding and securing your documents and controlling your on-line purchases, you should be fine keeping your personal identity safe for a lifetime.


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Keeping Personal Information Safe From Identity Fraud

AppId is over the quota
AppId is over the quota

Due to the increased number of incidents involving identity theft in the last ten years, new tactics are being employed to counter this for both business and residential paper shredding is fast becoming the best way to help keep personal information away from people who may wish to act fraudulently. Shredding, also known as document destruction, helps to keep personal details safe because it quickly tears up paper that may have your address or credit card details on and makes it impossible for anyone to be able to reattach the different pieces and copy down your details. Many families now have a shredder in their home office that is in place to deal with documents containing sensitive information and it is also commonplace to see them in offices.

Shredders come in a range of different sizes and styles and it is possible to pick up a small version quite cheaply that will be more than adequate to deal with your shredding needs at home.It is not just bank statements that people are disposing of either; identity thieves also look for other items containing personal details that you may not have thought of. Simply by looking through the average person's waste paper you are able to find multiple ways in which your identity can be compromised. Identity thieves are on the lookout for anything containing your date of birth and credit or debit card information. Even if you are careful to dispose of bank statements it is still possible to get this information from other sources including monthly statements where you pay by direct debit and this may be all that they need in order to start applying for credit in your name and adversely affecting your credit score. Don't let this happen to you. Act before it is too late.

Increase Your Safety at Home

Recent years have shown that many people are giving more time and consideration towards protecting their home and their personal lives from being targeted by thieves and fraudsters. The age of the internet has meant that there are always new scams that are being devised in order to separate innocent people from their hard-earned cash and they are also becoming more advanced and difficult to spot. There are several ways that you can improve your security in everyday life and keep you protected from being targeted and scammed. The most important step to take is to invest in a residential paper shredding system to enable you to ensure that any personal information is protected by using paper shredding to get rid of old credit card bills and anything else that may contain your personal information. Residential paper shredding systems can be bought form a number of outlets and paper shredding is fast becoming more commonplace in everyday life.You should also take steps to protect yourself when coming into contact with sales people on the telephone.

Unfortunately inconvenient sales calls are a part of our normal life, and most are from genuine companies who are trying to sell you a product or service; however, there are some fraudsters who also use this tactic as a way of getting you to part with your personal information over the telephone. If you have a suspicion that someone you are talking to may be a fraudster trying to obtain your details then it is important to hang up the telephone as soon as possible and avoid giving them any further details. If you need clarification regarding the authenticity of a sales call it can help to use the internet to check whether it is a reputable company or not. You should get enough information first before doing any action.

We individuals generally look with the goodness of the natural environment. As we all know, we are using trees only to have papers that any of us use daily. A small business ecoshred.com takes care of recycling those used papers so they can make brand new ones without cutting trees anymore. In New Jersey, it is easy to find New Jersey paper shredding services because there are lots of paper shredding firms available.


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